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David Craven

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First Time Homebuyers Tax Credit, The High Price Of Procrastination.
A home buyer who intends to receive the tax credit of up to $8,000, that is currently available to a qualified first time home buyer, must purchase their principle residence no later than November 30, 2009. At this time there are no exceptions to that Read More...

Posted Friday, September 11, 2009 8:14 PM by David Craven | 0 Comments

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How The Housing and Economic Recovery Act (HERA) Can Affect The Closing Date
The Housing and Economic Recovery Act (HERA) amends and impacts several aspects of obtaining a mortgage, the disclosures required for borrowers, and the timing of their delivery. This impacts the minimum time to close, and should any changes be made to Read More...

Posted Monday, July 27, 2009 3:54 PM by David Craven | 0 Comments

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Credit Score Improvement For Buying a Home
As a realtor in Western North Carolina, I have come across several people who would like to puchase a home but can not until they can get their credit score high enough. Many are first time home buyers who would like to take advantage of the first time Read More...

Posted Sunday, July 12, 2009 6:20 PM by David Craven | 1 Comments

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Economic Reports of The Week and What Do They Mean.
This past week there were four economic reports released. Three of these reports are considered important and one of the three is considered one of the most important reports we see each month (unemployment report). June's Consumer Confidence Index Read More...

Posted Friday, July 03, 2009 7:32 PM by David Craven | 0 Comments

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Buy Real Estate With "Nothing Down" or Low Down Payments In Western North Carolina
Buying real estate with a "nothing down" or a "low down payment" loan has been especially popular since the early 1980's when Robert G Allen wrote his very popular book " Nothing Down " and then followed up with another Read More...

Posted Friday, May 29, 2009 9:26 AM by David Craven | 0 Comments

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First Time Home Buyer Tax Credit Information and Use As Down Payment
First Time Home Buyer Tax Credit is part of the American Recovery and Tax Act of 2009 and has authorized up to $8,000 tax credit for qualified first time home buyer when a principal residence is purchased between January 1, 2009 and November 30, 2009. Read More...

Posted Tuesday, May 26, 2009 3:50 PM by David Craven | 1 Comments

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Waynesville NC Real Estate Mortgage Protection Program
The leader in real estate for Western North Carolina, Beverly-Hanks and Associates (BH) , continues to lead the way by introducing a new program to help the homebuyers with their new loan. Sellers that list their home with BH can now offer a Mortgage Read More...

Posted Sunday, May 17, 2009 8:29 PM by David Craven | 0 Comments

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